CREDIT CARD PROCESSING

Smart & Efficient Payment Solutions

Streamline your sales process and maximize revenue with our advanced POS technology.

NO CONTRACT – NO SET UP FEE

Galaxy Access offers flexible options: no contracts, free device setup, and cancel anytime.

ACCEPTS ALL CARDS

Smoothly processes Visa, Mastercard, American Express, and Discover.

SPEED & SECURITY

Advanced data encryption, absolute protection for every transaction, chip or touch

ABSOLUTE TRANSPARENCY

What you see is what you pay. No hidden lines.

24/7 SUPPORT

The technical team is always ready to solve any problems immediately.

ACCEPT ALL MAJOR CARDS

FAST & SECURE

NO HIDDEN FEES

24/7 CUSTOMER SUPPORT

PAYMENT SOLUTIONS TO ENHANCE YOUR BUSINESS

With no annual fees, no contracts and no equipment costs, we are the ideal choice in payment processing

PRICE MATCH

Price Match Guarantee ensures we won’t be beaten on price. We’ll offer match or lower by your current rate.

NEXT DAY FUNDING

Money that becomes available for merchant on the next business day following the day it is deposited.

AUTO BATCH – OUT

Auto batch out is a great feature to optimize cost and lower processing fees

FAST & SECURING

Your payment processing smooth with powerful software – hardware.

PROGRAMS

LOWEST PRICE GUARANTEE ON PAYMENT PROCESSING

At Galaxy Access, we don’t just provide POS machines; we deliver financial solutions to optimize your cash flow. Selecting the right program tailored to your business can help you save thousands of dollars every year.

MERCHANT PAY – PROGRAMS

Solution for: Start-ups & Businesses Seeking Stability

– Applies a single, consistent rate across all card types.

– No hidden fees or unexpected rate changes.

– The optimal choice for startups and small businesses.

* Example: 2.0%

Solution for: High-Volume Businesses & Chain Store

– Only pay the exact bank rate (Interchange) plus a small, fixed service fee.

– Lower Rates for Qualified Transactions: May offer lower fees for certain types of cards and transactions

– Suitable for businesses with high volume and varied transaction types, as it can offer better rates with proper management.

*Example: Rates vary from 1.2% to 3.5% based on card type

CUSTOMER PAY – PROGRAMS

Solution: Eliminate 100% of Processing Fees (Zero Cost)

– Retain 100% Revenue: You keep the full sale amount. The credit card processing fee is passed on to the customer as a small convenience fee.

– Automated Compliance: Our smart system automatically detects and waives fees for Debit cards (per federal law), keeping your business legally protected.

– Cut Costs: The most effective solution to drive your monthly processing statement down to zero.

Solution: Boost Cash Flow & Customer Satisfaction

– Helps merchants eliminate almost 100% of their monthly processing fees.

– Empowers customers with the choice to save money by paying with cash.

– Listed prices are for card payments; cash customers receive an immediate discount.

DEVICES

NO EQUIPMENT COSTS
Credit card processing devices provided by Galaxy Access

QUESTIONS

Frequently asked questions
Everything you need to know about the product and billing.
Is there a free trial available?

Yes, you can try us for free for 30 days. If you want, we’ll provide you with a free, personalized 30-minute onboarding call to get you up and running as soon as possible.

Want "Zero Cost" but afraid of upsetting customers?

Choose Cash Discount. Instead of adding a “Surcharge” (which feels like a penalty), you offer a “Discount” for cash payments. You still eliminate 100% of your processing fees, but customers are happier because they feel they are getting a deal.

Choose Merchant Pay (You pay):If the surrounding cards are free or your card is a luxury line. You accept the fee to maintain a competitive advantage and the best customer experience.


Choose Customer Pay (Customer pays): If the area is used to card payments (or you want to save $1,000-$2,000/month). This is the current trend to optimize net profit.

Galaxy Access will assist and guide you in submitting evidence (receipts, customer signatures) to help you win the case and recover your funds.

Funds will be deposited into your account the next business day (Next Day Funding), provided that you have closed the batch.

Yes, you can fully customize the system to automatically close the batch at a specific time each day (e.g., exactly at 9:00 PM).

Yes, the system provides detailed reports, separating Service Sales and Product Sales for each technician. This allows you to calculate payroll and commissions accurately without manual math.